Consumer Credit Association

Home credit lenders provide small cash loans direct to a customer’s door. The CCA is the trade association for the home credit industry in the UK and Republic of Ireland, promoting high standards of business and consumer relations.

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Cookies

Cookies

Most websites use cookies in order to improve the user’s experience by enabling that website to ‘remember’ you, either for the duration of your visit (using a ‘session cookie’) or for repeat visits (using a ‘persistent cookie’).

Visiting our website with your browser settings adjusted to accept cookies tells us that you are interested in the Consumer Credit Association’s information, products and services and that you consent to our use of cookies and other technologies to provide them to you as described in this notice and in our Privacy Policy. See below for information on how to modify the settings in your browser to notify you when you receive a new cookie and disable cookies altogether.

What is a cookie?

A cookie is a small text file that may be placed on your computer's hard-drive when you visit a website so that the site can remember who you are. A cookie will typically contain the name of the domain from which the cookie has come, the "lifetime" of the cookie, and a value, usually a randomly generated unique number. The only personal information a cookie can contain is the information that you supply yourself. A cookie cannot read data from your hard disk or read any other cookie files created by other websites.

You can find more information on cookies, their use and your rights, if you visit http://www.allaboutcookies.org/.

How we use cookies

We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer (see section below). This may prevent you from taking full advantage of the website.

Data collected by cookies will not otherwise be passed to any third party, the data is kept for internal use only. Our cookies will not be used to analyse your visits to other sites.

Disabling cookies

In order to disable/enable cookies from your device, you will need to do this via your Internet browser. We have explained how you may manage cookies on your computer via some of the main Internet browsers below. For information on how to manage cookies your tablet and/or mobile, please consult your documentation or online help files.

Google Chrome

  • In the settings menu, select 'show advanced settings' at the bottom of the page
  • Select the 'content settings' button in the privacy section
  • The top section of the page that then appears tells you about cookies and allows you to set the cookies you want. It also allows you to clear any cookies currently stored.

Mozilla Firefox

  • In the tools menu, select 'options'
  • Select the privacy tab in the options box
  • From the dropdown choose, 'use custom settings for history'. This will bring up the options for cookies and you can choose to enable or disable them by clicking the tickbox.

Internet Explorer 6+

  • In the tools menu, select 'Internet options'
  • Click the privacy tab
  • You will see a privacy settings slider which has six settings that allow you to control the number of cookies that will be placed: Block All Cookies, High, Medium High, Medium (default level), Low, and Accept All Cookies.

Safari browser

  • In the settings menu, select the 'preferences' option
  • Open the privacy tab
  • Select the option you want from the 'block cookies' section

All other browsers

  • For information on how to manage cookies via other browsers, please consult your documentation or online help files.

What is a web beacon?

Some of our web pages may contain electronic images known as web beacons (or sometimes known as clear gifs or web bugs) that allow us to count users who have visited our web pages. Web beacons collect limited information such as a cookie number, time and date of a page view, and a description of the page on which the web beacon resides. These beacons do not carry any personally identifiable information and are only used to track the effectiveness of our site or particular campaigns.

You can find more information on web beacons, their use and your rights, if you visit http://www.allaboutcookies.org/.

CCA News

CCA News - January 2015 cover

Our quarterly magazine, CCA News, keeps our members up to date with all the latest news and issues affecting the home credit industry.

Download CCA News